The Merchant Cash Advance (MCA), or Business Cash Advance is a non-loan type of business funding. This essentially purchases a fixed amount of your business’s future receivables, from credit and debit sales or other revenue deposits, at a discount. The business cash advance online provider, like Main Street, buys a specific dollar amount of your future revenue. Your business, instead of paying large fixed monthly payments, like you would with traditional financing, remits a set percentage of its daily credit and debit card sales or an ACH deduction based upon a good faith estimate of future revenue, until the full amount of purchased revenue, plus any fees, has been paid in full to the business cash advance provider.